Buying Your First Home? Know These 3 Things

I love working with first-time home buyers. Helping you find your first home, learn the home buying process, and guiding you from house-hunting to move-in day gives me the warm fuzzies. Here are three things you should know before you start looking. Work with one real estate agent. It’s best to have one agent who […]

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6 Reasons Why December is a Good Month to Buy a Home

            Most people cringe at the thought of buying a home in December. Only the Grinch would want to pack up and moving during the holiday season! But hold on Cindy Lou Hoo, there are several reasons December can be a great time to buy. 1. Sellers are highly motivated. People who […]

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Manufactured Home v. Modular Home v. Mobile Home

manufactured home

What is the difference between a manufactured home, mobile home and modular home you may ask?  Your question is finally answered here:

The Mobile Home

A mobile home is what you think of when you think of a “trailer park”.  They were constructed prior to 1974 and were not regulated in any way.  In 1974, the National Mobile Home Construction and Safety Act was passed.  According to HUD (U.S. Department of Housing and Urban Development), a factory constructed home built prior to 1976 (June 15 specifically) is considered a mobile home.

The Manufactured Home

In 1976 the HUD Manufactured Home Construction and Safety Standards (or HUD code) was passed.  A factory constructed home built after 1976 (again, June 15 specifically) is considered a manufactured home.  These standards improved the durability, safety and quality of manufactured homes and are federally mandated.  Unlike a modular home, manufactured homes are constructed on a permanent chassis. If you are interested in what regulations they are under, you can click the link here to read the standards.

The Modular Home

Modular homes are under a different set of restrictions and guidelines.  They are built in a temperature controlled climate, like a manufactured or mobile home, but must follow local, state or regional building codes of the final destination of the home.  To clarify, they must follow the same building codes that site-constructed homes are based on.  Modular homes are built in sections, transported to the final destination and put together on site on a permanent foundation.

Financing available can be different for these types of homes.  Depending on your lender, some may offer loans and some may not.  Although financing is available through conventional and government backed loans (VA, USDA, FHA), it is up to your bank/mortgage company on if they will provide the funds.  You can read more here.

Sources of HVAC in a Home

digital thermostat

Heating, Ventilation and Air Conditioning, its what HVAC stands for to those of you that did not know what people were talking about when you heard the acronym.  Let’s take a dive into what some of the options are when it comes to heating and cooling your home in Kentucky.

Electric Air Conditioning. Electric air conditioning uses, well, electricity to cool your home.  It does so by using a refrigerant and a sort of science that pulls the warm air from the indoors and pushes it outside.

Gas Air Conditioning. Gas air conditioning uses, you guess it, gas to cool your home.  Deciding between gas and electric for your AC system is one you will look at several factors for making the decision.  Check out the average pricing from the utility companies that service the home.  Also, safety is a consideration with gas and the hazard that comes with it. Another factor is efficiency, which plays a role along with pricing.

Heat Pump.  Heat pumps are a part of your AC unit that are used instead of having a furnace in your home.   To heat your home, the heat pump will pull heat from the outdoors and use it inside your home.  It is used to transfer heat, rather than make it.  Heat pumps can also source heat through a geothermal process through the ground.

Furnace. Furnaces use forced air heating.  This essentially uses signals from the thermostat to ignite heat in the furnace to then distribute throughout the home.  You can find furnaces in a closet of a home, in the attic, basement or even a crawlspace if the space allows for it.  These can be gas or electric powered.  You can see the paragraph above on “Gas Air Conditioning” to see some factors comparing the two energy sources.

For Central Kentucky, these are the main sources of heating and cooling that you may see when searching for a home to purchase.  There are certainly other options out there such as baseboard heating and window units. This should get you familiar with what a few of the terms mean when you’re reading about the details of a home.

If you would like more information on HVAC systems, check out local HVAC company websites or even give them a call to get a better understanding.  They are the experts in this field-not me-I just wanted to scratch the surface a bit to get you started! 🙂 Here are a few recommended local HVAC companies:

Faithful Comfort HVAC

Noel Clayton Heating & Cooling

Armor Facilities Heating & Air

Wade Hatchell Heating & Cooling

Ready to start your search for a home?  Give one of our reputable REALTORS® a call today!  We are ready, willing and able to find your next place to call home.